Office: 530.938.0200 or 530-408-LIST Fax: 530-392-4068E-Mail: email@example.comBRE License # 1786855
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Comments from past & present clients about their experience working
It is extremely important to work with an agent who has experience in distressed properties, to make such a difficult decision. Know that your credit will be affected if you foreclose and your home becomes a matter of public record. However, you do not need to have your lender's approval and will be absolved of any further responsibility for the mortgage payment.
A short sale allows you to avoid foreclosure and salvage part of your credit rating. You may also be able to qualify for another mortgage in as little as 24 months (as opposed to five years for a foreclosure). However, you will need to have your lender's approval and demonstrate that you qualify for a short sale. Undertaking a short sale can be a difficult and frustrating process that is best handled by a qualified real estate agent who holds the CDPE designation. For more information about short sales vs. foreclosures see the CDPE chart below.
If you are interested in a private, confidential conversation about short sales, email firstname.lastname@example.org or call us at (530) 938-0200.